Mortgage Loan Originator
Company: First Federal Lakewood
Location: Fairlawn
Posted on: May 6, 2024
Job Description:
Description:The Mortgage Loan Originator originates first
mortgage loans and home improvement loans for
consumers.Requirements:Duties and Responsibilities:
- Originates one-to-four family residential loans by talking with
customers and by contacting realtors, builders, etc.; engages in
sales efforts at the customer's home or place of business and away
from the bank's place of business or any office maintained for loan
production business purposes.
- Responds to customer/contact inquiries regarding the
association's loan products and customer's applications.
- Keeps up-to-date on government regulations and the
association's policies and procedures regarding lending;
participates in quarterly compliance training on banking
regulations for industry.
- Promotes the association's Community Reinvestment Act loan
program to real estate agents in low-to-moderate income
neighborhoods.
- Projects a positive image of the association and make sales
contacts by participating in community activities, organizations,
and business-related functions.
- Cross-sells and keeps up-to-date on the association's entire
product line including both lending and savings products.
- Knows, understands, and complies with current fair lending laws
and bank policies and procedures; addresses same at all times.
- Manages service providers and vendors effectively; structures
relationships with service providers in a strategic manner; sets
expectations; develops performance metrics; measures vendor
performance, provides feedback and holds accountable.
- Other duties as required.Necessary competencies:
- Adaptability
- Communication skills
- Customer service
- Interpersonal skills
- Job knowledge
- Judgment
- Leadership
- Planning and organization
- Staff developmentTechnical Expertise
- Experience in sales is required.
- Experience in customer service is required.
- Experience in mortgage lending along with lending laws,
regulations, & guidelines is preferred.
- Experience in commissioned sales is preferred.
- Experience in financial services or banking is preferred.
- Proficiency in MS Office [Outlook, Excel, Word] or similar
software is required. Encompass, Cleartouch, OnBase, various
government and investor software/web portals is preferred. CRM
software is preferred.Education and Experience
- Education: High School Diploma or equivalent is required;
Bachelor's degree is preferred.
- Certification: NMLS is/will be required.
- Years of experience: 3 to 5 years is required.Physical
Environment
- While performing the duties of this job, the employee is
regularly required to lift, walk, stand, sit, bend, reach with
hands and arms, climb, push/pull, use hands, and see, hear and
speak.
- The employee must occasionally lift and/or move up to 25
pounds.
- The noise level in the work environment is usually quiet to
moderate.
- This position is customarily and regularly performed outside of
an office setting and hours of work are not structured.This job
description is designed to provide a general overview of the
requirements of the job and does not entail a comprehensive listing
of all activities, duties, or responsibilities that will be
required in this position. PI3d4bd6689f4e-31181-34320806
Keywords: First Federal Lakewood, Pittsburgh , Mortgage Loan Originator, Other , Fairlawn, Pennsylvania
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