Commercial Credit Advisor, Credit Advisory Group

Company: Royal Bank of Canada
Location: Mount Pleasant
Posted on: November 22, 2021

Job Description:

What is the opportunity? You will Contribute to the strategic Canadian Banking (CB) and CB Operation's business priorities by assisting CAM's (Commercial Account Managers) in the credit renewal process and the adjudication of credit. You will be accountable for credit renewals; ensuring credit structures adequately mitigate the respective credit risks. Please note that the office location for this role can be in British Columbia or Alberta. What will you do? Adjudicate new and interim credit requests within Delegated Lending Authorities, ensuring credit structures adequately mitigate the respective credit risks Use sound judgment and employ a balanced approach to asset growth and portfolio quality Apply specialized knowledge and experience to support CAMs and their clients Approve policy exceptions also within Delegated Lending Authorities Prioritize credit reviews, effectively balancing client needs and high risk situations Exercise due diligence and take proactive action to identify and mitigate risk issues, taking ownership of resolving escalations Influence portfolio quality through credit risk assessment and management of expired credits Apply a continuous-improvement approach to achieving superior client experience, and maximize opportunity spotting to enhance client retention, referrals and sales What do you need to succeed? Must-have Commercial credit analysis experience Solid experience with analyzing company financial statements Professional verbal and written communication skills Proven ability to partner with various stakeholders Demonstrated organizational skills and ability to adapt to a changing environment Degree in Business, Finance or related field Nice-to-have Commercial Account Management or similar client facing experience Understanding of commercial lending guidelines and policies Professional designation or post secondary degree What's in it for you? We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual. A comprehensive Total Rewards Program Leaders who support your development Ability to make a difference and lasting impact Opportunity to take on progressively greater accountabilities LI-IB1 At RBC, the health and wellbeing of our employees and candidates is always our top priority. Recruitment Process COVID-19 has accelerated change across our workplace, including our hiring practices As a result, throughout your application process, you may be asked to connect with us virtually, and may not be required to meet in-person. Our recruiters will explain how our video-interview technology will be used throughout the recruitment process, and will be on hand to answer any questions you might have. Workplace Flexibility You will be given the opportunity to work from home, if you can be fully productive, and role requirements including regulatory obligations can be satisfied. We are committed to supporting flexible work arrangements, investing in technology or other resources to enable you to work from home effectively, wherever possible. Health & Safety For employees that may be required to work from our premises, we're doing our part to safeguard your health, and taking extra steps to reduce the spread of COVID-19. All RBC premises will allow for required physical distancing requirements, and new routines and resources such as hand sanitizer, antiseptic wipes, masks, or other protective equipment. Join our Talent Community Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you. Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com. JOB SUMMARY

Keywords: Royal Bank of Canada, Pittsburgh , Commercial Credit Advisor, Credit Advisory Group, Other , Mount Pleasant, Pennsylvania